Middle Office Bank jobs

Job Description

• Conduct post-lending credit monitoring and portfolio management for the Branch’s corporate loan portfolio
• Monitor borrowers’ credit conditions through Head Office Early Warning Systems as well as internally established Branch monitoring frameworks
• Perform ongoing credit surveillance, including early warning signal monitoring, watch list management, and adverse news monitoring
• Review and follow up on key risk indicators and potential deterioration in borrowers ’financial or operational conditions
• Prepare regular monitoring reports and support internal reporting requirements to Head Office and management
• Manage loan classification and provisioning-related monitoring processes
• Coordinate with relevant internal stakeholders and Head Office regarding credit monitoring matters and follow-up actions
• Support the overall post-loan review and monitoring framework of the Branch

Requirements

• Bachelor’s Degree in Banking, Finance, Business, or a related field
• Minimum 3 years of relevant experience
• The most critical requirement is hands-on experience in borrower early warning monitoring and credit risk management within banks or financial institutions
• Relevant experience in post-loan monitoring, watchlist management, adverse news monitoring, and ongoing credit surveillance
• Experience in preparing credit monitoring reports and management reports
• Good understanding of corporate lending processes and credit risk management practices
• Korean language proficiency is preferred, as the role requires frequent communication with Head Office and understanding of Head Office credit systems and reporting processes
• Strong analytical, communication, and coordination skills with the ability to work closely with internal stakeholders and Head Office
• Candidates should demonstrate a proactive attitude, sound judgment, and the ability to manage ongoing monitoring processes in a structured and timely manner